Appraisals

Insurance Replacement Jewelry Appraisals (24 hours or less turnaround)

Appraisals are conducted in-house by Graduate Gemologist GIA Alayna Jones, many years of experience in appraising and member of National Association of Jewelry Appraisers.

Jewelry appraisals safeguard the full value of your fine jewelry in the event of loss, damage, theft, or misplacement. For proper coverage, many insurance companies require a written appraisal by an independent, certified gemologist and appraiser. 

Unlike an estate appraisal or Fair Market Value appraisal, insurance appraisals are for the sole purpose of obtaining insurance to recover the value of lost, damaged or stolen items.

We evaluate and document an item’s weight, materials, and unique qualities that determine the realistic cost of replacing an item. Because metal and gemstone prices fluctuate over time, it’s important to have up to date jewelry appraisal reports to maintain accurate insurance coverage for reimbursement or to replace lost, stolen or damaged items. 

 Gemstone Identification

Sometimes you inherit or find yourself with a piece of jewelry and while you don't need a full insurance appraisal, you would still like to know what it is. I can identify your gemstone or grade your diamond in-office while you wait. For this type of service, only a grade or identification is made. No money value is provided.

Diamond Grading and Identification

Our Graduate Gemologist can grade your diamond for the four c's: cut, carat, color, and clarity. We can also in most cases identify natural versus lab-created diamonds. This service can be helpful if you have inherited a diamond or are unsure about a diamond purchase. 

Fair Market Value Appraisal

Fair market value appraisals are necessary for certain circumstances and events including inherited estates or trusts, dissolution of marriage, legal settlements, trust distribution between heirs, and estate taxes. Unlike jewelry insurance appraisals that require replacement value of an item, an estate jewelry appraisal determines the fair market value of an item. Fair Market Value is the purchase price that two willing parties would agree upon with no obligation to buy or sell, and is usually lower than replacement value. In our comprehensive estate jewelry appraisal reports, each item will be evaluated by current condition to determine selling price in markets that would typically buy or sell the item. 

Appraisals are done by appointment or walk-in when there is availability. We can conduct appraisals while-you-wait or drop off and your appraisal will be ready to pick-up within 24 hours.